Obligo
Obligo is a fintech/proptech platform that replaces traditional cash security deposits with payment methods on file, giving renters flexible options (no deposit, reduced deposit, installments, or a full deposit earning up to 2% APY) while fully protecting properties. It embeds natively into major property management systems and, as of June 2026, offers the "Deposit Agent", an autonomous AI agent for deposit administration that handles charges, refunds, compliance, and dispute prevention. Built specifically for residential property managers handling move-in and move-out workflows at scale.
Use when a residential property management team wants to eliminate the operational burden of collecting, holding, and refunding cash security deposits. Instead of managing deposits across spreadsheets, ledgers, emails, and checks, Obligo embeds into the existing PMS and automates the full deposit lifecycle, and the new Deposit Agent autonomously handles charges, refunds, and compliance at move-out to reduce disputes.
