LoanLight
LoanLight is an AI agent platform purpose-built for non-QM and non-agency mortgage underwriting. Embedded directly in the lender's LOS (primarily Encompass), its agents automatically validate loan files for document completeness, data consistency, and investor/program guideline eligibility, from initial submission through clear-to-close. Targets wholesale, correspondent, and retail lenders who process complex non-agency files where no standard automated underwriting system exists.
Use when running a non-QM or non-agency lending operation and underwriters are drowning in incomplete files, stare-and-compare document work, and last-minute conditions before close. LoanLight's agents run at intake (First Pass), continuously as new documents come in (Always-On), and again before clear-to-close (Last Pass), catching guideline misses, missing docs, and data inconsistencies automatically so underwriters wake up to pre-vetted, decision-ready files. Two customers report 2x+ throughput gains.
